Getting Your Home Loan Approved Faster 2023-01-05 Every home loan application is unique, so the time between your first contact with your broker and approval can never be predetermined. If an application is not completed correctly, you risk delays in approval, or even being declined by potential lenders. There are, however, some things you can do to help the process move quicker. Read more
How To Avoid Paying Too Much For A Home 2022-12-12 Knowing what a property is worth is central to avoiding paying too much for it. It’s about doing your homework, knowing what you want, knowing the market and making sensible offers. Read more
How redraw facilities and offset accounts can save you money 2022-11-13 Offset accounts and redraw facilities work in similar ways. They both allow you to reduce the balance of your home loan, and therefore the interest charged, by applying extra money to your debt. Read more
When was your last home loan health check? 2022-10-14 Circumstances can change, leaving your home loan less suitable than it was originally. A home loan health check can reveal if you’re paying too much. Read more
Why your finance broker is calling you 2022-09-15 Wondering why your finance broker is contacting you six months after you’ve settled on your property? The simple answer is that a finance broker is with you for life. Read more
Fixed VS Variable Loans 2022-08-07 Do you know the difference between a fixed and variable rate? Before you decide which one is best for you, you may want to weigh up the various benefits and drawbacks of each type of loan. Read more
What comes first: The property or the loan? 2022-07-17 It’s easy to get carried away with the fun part of buying a property – looking at houses – but delaying the less compelling task of arranging finance will weaken your negotiating position on both the property and the loan. Read more
How RBA rate changes affect your interest rate 2022-06-15 With the RBA increasing the official cash rate, it’s a good time to work out how this impacts the interest rate on your home loan and whether you are getting a good deal or not. Read more
Do you need a finance broker or a financial planner? 2022-05-12 When taking the plunge into the world of home loans and property investment, the challenge often lies in knowing which expert to approach for help. Finance brokers and financial planners, although similar in their professional outlook, cater to different financial endeavours. Read more
Do You Know Your Interest Rate? 2022-04-12 Interest rates are a big factor in each repayment and the total cost over the life of a loan, so staying on top of your current rate, as well as the interest trends across the market, is essential. Read more
Buying A Property With Friends 2022-03-17 If you’re looking for a creative way to overcome being locked out of the property market by rising prices, buying a house with a group of family or friends may be a solution. It can also be a minefield though, so here’s how to avoid a blast. Read more
Construction Loans 2022-02-24 If you’re thinking of building your own home, you’ll need to be familiar with the ins-and-outs of construction loans. Read more