First Home Buyer Incentives and Schemes in NSW 2024-09-16 If you are an aspiring homeowner in NSW, you may be eligible for a range of government schemes and incentives to help you purchase your first home. Here’s a guide to some of the initiatives currently available to support first home buyers in NSW... Read more
Equity Release 2024-08-22 Equity Release is a term used to describe a loan that enables homeowners to borrow additional funds on top of their current mortgage by accessing equity in (or taking ’cash out’ of) their existing home (what they have already paid off). The new loan amount is added to the remaining balance of the existing mortgage or added as a separate ‘top up’ loan. Read more
What Does a Finance Broker Do? 2024-06-15 Mortgage and Finance brokers play a crucial role in the process of applying for funding, acting as intermediaries between borrowers and lenders to facilitate smooth and successful transactions. Here's an overview of their essential role... Read more
The Benefits of Applying for a Pre-Approval 2024-06-07 Securing a pre-approval for a home loan is a smart move for anyone looking to buy a property. It offers several key benefits that can make the homebuying process much smoother and more efficient. Read more
The Difference Between Offset and Redraw Facilities 2024-05-01 In the world of home loans, there are various features and options available to borrowers to help manage their finances effectively. Two commonly confused features are offset accounts and redraw facilities. While both can be beneficial in reducing interest payments and saving money, they operate differently and suit different financial needs. Read more
Loan to value ratios 2024-01-16 The mortgage industry is a wide, wondrous world with a language all of its own. One of the many acronyms bandied about is ‘LVR’, which stands for ‘Loan to Value Ratio’. Here’s what it means. Read more
2023 Merry Christmas 2023-12-06 We would like to take this opportunity to thank our wonderful clients and associates for their support throughout 2023. Our staff will be enjoying a well-earned break over the Christmas and New Year period and we hope that you can too! For any urgent matters during this period, please send ... Read more
How Your Profession Can Assist In Getting A Home Loan 2023-11-23 When it comes to your mortgage, in the eyes of lenders, working in certain professions or industries can sometimes earn you special perks or benefits when applying for a home loan. Read more
Should you manage your investment property? 2023-10-18 While managing your own investment property can seem like a simple way to keep more of the rent flowing towards the mortgage, there’s a little more to it than making sure the house is standing and collecting the money. Read more
Rental Yields – What You Need To Know 2023-09-15 Rental yield, –the rate of rental income returned against the costs of an investment property, is a great indicator of a property’s investment potential. However, you need to keep things in perspective when you factor it into your decision to purchase property. Read more
Top Tips For Negotiating A Property Price 2023-08-17 Here are our top tips to tactfully negotiate the price without ruining your chances of securing the property. Read more
Stamp Duty 2023-07-19 Stamp duty, also referred to as ‘transfer duty’, is revenue levied by states on transactions relating to the transfer of land or property. It is paid upfront and needs to be budgeted for, in addition to your loan deposit. Read more